Launch a new product line without a new system.
Define the objects, attributes and relationships a program needs, and rating, appetite, workflows and reporting can use them as soon as you release.
Speed to market becomes a configuration change, not an implementation project.
New programs without an implementation project.
Define the objects and attributes a program needs yourself, instead of funding a build that runs for months before the program writes its first premium.
Control your data model.
Add an object, an attribute or a relationship and it is usable in rating, appetite and reporting at once. It is product definition, not an implementation.
Multi-workspace from day one.
Create workspaces and teams to keep programs, carriers or regions apart where you need the boundary. Riska federates them, so leadership still sees the whole book.
Relationships that traverse.
Stop siloing data in separate systems where a new field means waiting months for each module to catch up. On the Data Mesh, a new relationship or dataset is available to your team and agents the moment it exists.
Layer validation and controls.
Submission data is messy. Riska gives you the tools to derive attributes, check that required data is present, and chase what is missing before it reaches a quote.
“It finally felt like I could configure the system to fit how we underwrite. The product and workspace model gave us the unified view we were looking for without stepping on each other’s toes.”
Every desk works from the current account.
Every team and agent works from the latest picture of the account, automatically. A new dataset is ready to steer underwriting strategy as soon as it lands.
AI and derived attributes
Track, enrich and update any field your underwriting needs.
First-class relationships
Insureds, locations and coverages that know about each other.
Audit history
Every change is recorded with who made it and when, whether an agent or a person.
Change products without risking the live book.
Separate test environments let you iterate on a product before it touches a live quote.
Build new product lines.
Riska gives the framework, you bring the proprietary underwriting strategy.
Iterate on existing product.
Close the loop between results and rules, and release the more profitable version.
Release on your cadence.
Release a new product or strategy in a single click.
"I really feel we've found something [riska] that gets our ideas to production at the speed we want."
Keep your system of record, or replace it.
Whether you keep existing systems of record or run on Riska, both work the same way.
External Sync
Sync policies, billing, claims or any dataset from the systems you run today. We handle the integration so your team works on the book, not the pipes.
System of Record
Riska has its own modules for policy, billing, claims and broker relationships. Use them all or pick case by case.
Seamless transfer
You own your data, full stop. If a third party or a Riska module stops earning its place, mix and match without friction.
Ask what your reports cannot.
Ask the questions your reporting cannot, against live records rather than an export.
Portfolio view
Written premium, loss ratio and concentration by state, class and producer. Live, not as of last month.
Submission flow
What came in, what was triaged, what is waiting on an underwriter, and how long each has been sitting.
Renewal book
What expires in the next ninety days, what has moved, and which accounts need a decision now.
Built on the Data Mesh.
Every record is connected as it happens and shared by every feature, so a new field is useful everywhere at once.
See your own book modelled.
Bring the spreadsheet you keep alongside your PAS. We will model it live and show you the queries it unlocks.
Usually 30 minutes, with an underwriter on the call.