Your book, answered.
Loss ratio by broker, renewals running hot, why a risk was referred, what a form excludes.
Sharper decisions at every desk.
Underwriting, distribution, claims, operations and leadership each ask the questions that move their own number: hit ratio, loss ratio, expense ratio and rate.
Quote the best risks first, with every submission prepped.
Prep renewals, check appetite fit, and compare loss history before the broker rings.
Win more of your best brokers’ business when every review is backed by numbers.
Rank producers by written premium and loss ratio, prepare broker reviews, and chase the quotes still open.
Close claims sooner when every file arrives with its whole story.
Summarise new claims, check coverage against the form, and flag reserves that drift.
Service more policies per person, at a lower expense ratio.
Process endorsements, chase missing paperwork, and clear the task queue.
Move on rate before the market does when the whole book is one question away.
Track loss ratio and earned premium, spot concentrations, and prepare carrier reviews.
Answered from the Data Mesh.
Every answer draws on the whole business at once: submissions, policies, claims, documents, broker email and premium, connected as they happen.
One question, the whole book.
Ask across every submission, policy, quote and claim at once, so no part of the book is too big or too scattered to question.
Every answer shows its source.
Figures link to the records behind them and guidance links to the passage it came from, so anyone can check before they act.
Patterns, not just records.
See concentration, loss ratio drift and rate trends across the book, so problems surface while they are still cheap to fix.
Every promise remembered.
Emails, calls and notes sit beside the accounts they are about, so what a broker was told is never lost.
Any language, any market.
Teams ask in the language they work in and get the same answer from the same book.
From the answer to the quote.
Finding the problem is half the job. Re-rating, quoting or chasing it happens in the same conversation, with a person signing off before anything changes.
Follow up without starting over.
Ask about “the second one” or “those renewals” and Riska knows which records you mean. A line of questioning builds on itself instead of starting over each time.
Faster changes, clean data.
Every proposed edit arrives as a preview with problems flagged up front. Nothing is written until someone approves it, so moving faster never costs you clean data.
Price it, quote it, send it.
Price the risk, then generate the quote, binder or notice from your own templates and send it in the same conversation, so the paperwork leaves the moment the decision is made.
Nothing falls through the cracks.
Open a task on the submission with an owner and a due date, or close one out, in the same breath as the question that raised it. The broker chase exists before the meeting ends.
Safe to give the whole team.
Riska answers from your own records, under each person’s own access, and leaves a trail compliance can follow.
Real figures, not AI invention.
Every answer is built from your own records and cites its source, so a number can go straight into a carrier review.
Your permissions, enforced.
Riska acts as the person asking and sees only what their access allows, so it rolls out to everyone without redesigning permissions.
Riska suggests. Your team decides.
Every change waits for someone to accept or reject it, and is logged against the person it acted for, so the audit trail writes itself.
From your best underwriter to everyone.
Best practice becomes standard practice when the whole team shares one library of prompts.
- Daily briefStart the day with the renewals, referrals and tasks that need you.
Riska - Renewal pricingRe-rate a renewal on the current rate book, with its loss runs beside the change against expiring.Riska
- Appetite checkScore a new risk against your appetite before anyone quotes it.Riska
- Submission triageRank today’s submissions by fit, size and broker.Riska
- Broker reviewSummarise a producer’s written premium, hit ratio and loss ratio.Riska
- Referral reasonsShow which rules referred a risk and what would clear them.Riska
- Coverage gapsCompare limits and exposures across every policy on an account.Riska
- Rate adequacyCompare bound rates with the released rate book by class and state.Riska
- Claim summaryTurn a new claim into a one-page story with coverage notes.Riska
- Reserve reviewFlag reserves that moved since the last review.Riska
- EndorsementMake a mid-term change and see the premium move before you approve it.Riska
- Carrier reportBuild the monthly carrier review from the live book: written and earned premium, losses and loss ratio.Riska
- Concentration checkFind where locations, limits or industries pile up.Riska
- Regulation lookupCheck a state’s rules for a filing, with the citation attached.Riska
- Bordereau checkReconcile this month’s bordereau against the policies on the book.Riska
- Binder draftGenerate the binder from your template as soon as terms are agreed.Riska
“Ask Riska is how our underwriters start every day. Questions that used to mean an export and half a morning are answered before the broker rings.”
Everything it can reach.
The more of your business runs on Riska, the more you can ask it. Here is the rest of the platform.
Put your Monday report to Riska.
Bring the loss ratio or renewal report you rebuild every week. We will ask Riska for it on the call, and you can decide whether you ever rebuild it again.
Usually 30 minutes, with an underwriter on the call.