The Agentic Insurance Platform
Every tool for end to end insurance made agent native so you can automate and build profitable strategy.
The insurance agentic operations platform.
Built for every team that writes, places or carries risk.
More profitable premium per underwriter.
Riska takes rekeying, chasing and reconciling out of every stage of the policy, so the same team quotes more of what it wants to write, prices it from the rate book and keeps it at renewal.
Quote first, at a lower cost per file.
Email, portal and API submissions land in one triage list as complete files. Nobody rekeys a schedule, so handling cost comes off the expense ratio and your quote reaches the broker first.
Nothing sits unread.
Every channel feeds one triage list, so no broker waits because a file landed in the wrong mailbox.
Review exceptions, not every field.
92% of extracted fields need no review, and every value links to the page it came from.
Write the risks your loss ratio can carry.
Knockouts, referrals and score bands run on every submission before it moves on. Appetite changes go live the day you release them, and results flow back to the rule that let the business in.
Decline in seconds, not days.
Out-of-appetite risk is answered on arrival, so underwriters spend their day on business you want.
Fix the segment, not the book.
Hit rate and loss ratio, attributed to each rule, show which revision will move the result.
Every quote at the rate you decided.
Rating runs from the released rate book, pinned to its version, so a rate you decide this week prices next week's quotes for every underwriter, agent and Riska at once. Changed inputs re-rate automatically, and a file cannot bind on stale rating. No spreadsheet, no release cycle.
Authority holds without supervision.
Referrals route themselves, and files under authority never wait.
Riska prices, your people sign.
The quote arrives assembled with its working shown.
Last year's losses price this year's business.
Loss runs feed straight back into rating.
Know where premium stands today, not at month end.
Written, earned and in-force premium move as business binds, next to loss ratio and bind ratio, so you catch drift in loss ratio or concentration while you can still act.
Close the month without reconciling.
Endorsements, rewrites and audits post their own premium, and unearned premium, remittance and the GL tie out at close.
Billing that fits the product.
Payment plans are set per product, so a new program launches with billing already working.
Renew the accounts you want to keep.
Renewals are scheduled ahead of expiry, re-rated and carried forward with the insured's profile. Quiet accounts get followed up, and new lines launch from a blueprint on the system you already run.
No renewal slips through.
Each file is rebuilt, re-priced and routed before expiry.
A new line in an afternoon.
Launch a product with your rates and appetite, no IT project.
Riska does the handling. Underwriters make the call.
Riska runs every step from intake to premium collection. People approve at the points you set and every action is audited, so you write more premium without adding headcount or losing control.
Intake
Brokers send it however they like. You get one triage list.
Ingest
Read, classified and enriched in seconds. Nothing rekeyed.
Triage
Off-appetite risk declined before anyone opens it.
Price & Quote
Quoted from the released rate book, with referrals routed automatically.
Bind, Bill, & Payout
Bound, billed and paid without a single handoff.
Support & Renew
Renewals rebuilt before expiry, not after.
Intake
Brokers send it however they like. You get one triage list.
Ingest
Read, classified and enriched in seconds. Nothing rekeyed.
Triage
Off-appetite risk declined before anyone opens it.
Price & Quote
Quoted from the released rate book, with referrals routed automatically.
Bind, Bill, & Payout
Bound, billed and paid without a single handoff.
Support & Renew
Renewals rebuilt before expiry, not after.
Typical results in a team's first twelve months running its new-business flow on Riska.
Launch a product in weeks. Change a rate in a day.
New lines, endorsement types and rate changes are configuration. Test them against your real book in a sandbox, check the premium, and release when you decide. Rate adequacy never waits on an IT project.
No release queue
Your team changes products, forms and rates directly, so a decision reaches the market the week it is made instead of waiting on an IT roadmap.
Test before it prices
Try a change against your real book in a sandbox and see its effect on premium before a single live quote uses it.
Control stays built in
Every change is versioned, approved by the people you name and easy to roll back, so moving faster never means losing oversight.
Replace the stack you pay to keep in sync.
Intake, underwriting, policy admin, billing, claims and documents run in one platform, connected by the Data Mesh. No integrations to maintain, no reconciliations to run, and no two reports that disagree. What you spent keeping systems in sync comes off the expense ratio.
Fewer systems to license and maintain
One platform takes the place of the intake inbox, rating sheets, policy admin and billing tools, and the integrations that held them together.
No handoffs to lose work
Underwriting, billing and claims work from the same live account, so nothing is rekeyed between teams and nothing falls through a gap.
Documents in and out automatically
Every attachment is read the moment it lands, and binders, policy forms, quotes and notices go out from your own templates.
We stopped losing submissions in the inbox. The file is open, extracted and scored before anyone on my team has looked at it. They spend the morning underwriting, not typing.
Start where the value is.
Every module works on the Data Mesh, so whatever you start with makes the rest better.
Questions we get asked first.
If yours is not here, a solutions engineer will answer it on the demo call.
What is Riska?
What results do teams see?
What does Riska replace?
Do we have to rip out our policy administration system?
How fast can we go live?
Can we trust the AI's decisions?
Can we change products and rates without IT?
How is our data kept secure?
See it on your own submissions.
Bring your messiest files. We'll take them from inbox to priced quote while you watch.
Usually 30 minutes, with an underwriter on the call.
Data Mesh.
Every product line, submission, policy, premium posting and claim is a node on one mesh, so every answer about the book draws on all of it.
Deploy product lines, submission inboxes, appetite rules and the metrics you run the book on, all on one connected model.
Triage every incoming submission on arrival, and hand the work you already understand to agents that do it the same way every time.
Every bind, decline and loss feeds back into the mesh, so appetite, triage and pricing learn from how the book actually performed.